NOW Checking Accounts

Basic NOW
• $50 minimum deposit to open
• Free online banking and bill pay
• Monthly fee of $5.00 is waived if the daily account balance is $250 or more
• Interest earning account:
  • If balance is $250 or more: interest rate is 0.40%, annual percentage yield is 0.40%
  • If balance is less than $250: interest rate is 0.25%, annual percentage yield is 0.25%
• Unlimited check writing
• First order of checks is free
• Free ATM/Debit Card
• Free ATM access nationwide at PNC Bank ATMs, Please click here then click “Locate PNC” at the top of the web page, to find the location nearest you.

Premium NOW
• $50 minimum deposit to open
• Free online banking and bill pay
• Monthly fee of $5.00 is waived if the daily account balance is $1,000 or more
• Interest earning account:
• If balance is $1,000 or more: interest rate is 0.60%, annual percentage yield is 0.60%
• If balance is less than $1,000: interest rate is 0.25%, annual percentage yield is 0.25%
• Unlimited check writing
• First order of checks is free and any future check orders are half price
• Free ATM/Debit Card
• Free ATM access nationwide at PNC Bank ATMs, Please click here then click “Locate PNC” at the top of the web page, to find the location nearest you.

Free NOW Checking
• $50 minimum deposit to open
• Free online banking and bill pay
• No minimum monthly balance required
• No monthly maintenance fee
• Interest earning account:
• Interest rate is 0.15%, annual percentage yield is 0.15%
• Unlimited check writing
• First order of checks is free
• Free ATM/Debit Card
• Free ATM access nationwide at PNC Bank ATMs, Please click here then click “Locate PNC” at the top of the web page, to find the location nearest you.

Seniors (age 60 and over)
Our seniors receive special benefits for having a NOW checking account. Seniors pay no monthly maintenance fees, check ordering fees or overdraft protection access fees.