Individual Retirement Accounts

An IRA is a smart way for you to save for a secure retirement. A Warsaw Federal IRA certificate of deposit only requires $50 to open. Choose between a Traditional IRA and a Roth IRA, whichever meets your needs.

We offer 1, 2 or 3 year fixed rate IRA certificates and an 18 month variable rate IRA certificate that has a rate that adjusts twice a year.