Commercial and Business Lending

Our Commercial Lending team will help your business find the commercial loan that best fits your needs. Explore our loans today!
From real estate financing to practice acquisitions, our broad selection of healthcare and professional lending services is designed with your practice and business in mind. Our experienced lending team is proud to offer a flexible banking experience that helps you reach your business goals and guides you toward success.
Our Business Lines of Credit can help you acquire the working capital your business needs. Lines of credit have variable interest rates and must be secured.
A business Term Loan is a great way to get the funds you need for equipment purchases and asset acquisition. Fixed- and variable-rate options are available.
Our experienced loan officers can help you get the financing you need to acquire, build, or develop commercial investment property — whether it’s a five-suite apartment building or a multi-story office complex.

As a community bank committed to strengthening the local business economy, we can put our expertise to work to help you choose from a wide range of commercial real estate loan products designed to fit your investment criteria. We offer fixed and variable rate products covering everything from construction and acquisition to bridge loans and beyond.

Financing is available for Office, Apartments, Retail, Industrial, Warehouse, Self-Storage and Mobile Home Parks property types.

Commercial Real Estate Loan Products:

Acquisition and Development (A&D) Loans
Financing for residential and commercial subdivisions, condo projects, and office parks.

Acquisition Loans
Financing for the acquisition of commercial property.

Construction Loans
Financing for hard and soft construction costs.

Permanent and Mini-Perm Loans
Financing for existing properties and the stabilization of construction projects.

Bridge Loans
Financing to cover timing gaps between your sources of capital.

Lines of Credit
Revolving lines of credit secured by commercial real estate.
Our Real Estate Loans help businesses like yours finance the office, warehouse, or commercial space you need to allow your business to grow.

From construction of a new space to the acquisition of an existing property or an expansion of the space you already have, our loan officers can help you acquire the real estate loan that’s right for you. Terms up to 10 years in length are available, with loan amortizations up to 25 years, and fixed- or variable-rate interest options.

Commercial Lending Team

As a community bank committed to strengthening the local business economy, we can help you get the financing to build, purchase or refinance the real estate you need — whether it’s an owner-occupied building space or an investment property.

We will listen to your needs and help you choose the option that works best for you. All with local decision making and our commitment to reinvesting deposit dollars right here in your community.

Contact Martin Eisele at to get started!
Headshot of Martin Eisele
Martin Eisele
Vice President, Commercial Lending
Martin Eisele | Vice President, Commercial Lending
Martin Eisele joined Warsaw Federal in 2021 as Vice President, Commercial Lending. A huge advocate for community banking, Martin has more than 17 years of experience in the banking industry, including commercial real estate lending, business banking and retail banking. In this role, he focuses on helping his clients secure financing by collecting and analyzing the information that establishes creditworthiness. He takes them through the ins and outs of the loan process including repayment schedule, loan costs and collateral requirements Martin takes pride in building meaningful relationships with his customers. 
Previously, he was a Commercial Lender and Market Manager for FCN Bank. Prior to that, he was VP, Commercial Lender at Citizens Deposit Bank and Cheviot Savings Bank and AVP, Business Banker at Bank of Kentucky and Merchants Bank & Trust. Martin attended Thomas More University and Miami University. He enjoys spending time with family, coaching football and broadcasting high school football games. He loves to cook and grill and considers himself an amateur at-home chef.

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