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We're here to help make your savings plans easy and secure. Now is the time to start saving with one of our great Certificate of Deposit or Money Market Account rates:

Certificates of Deposit

Type Interest Rate APY*
13 Months 2.00% 2.02%
25 Months 2.25% 2.27%

Money Market Account

Type Interest Rate APY**
$10,000.00 - $24,999 0.75% 0.75%
$25,000.00 - $49,999 1.13% 1.13%
$50,000.00 - $99,999 1.25% 1.25%
$100,000.00 - $249,999 1.38% 1.38%
$250,000.00 + 1.49% 1.50%

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*Annual Percentage Yield (APY) is 2.02% for the 13-month certificate of deposit; 2.27% for the 25-month certificate of deposit and is accurate as of 07/01/2022. At maturity, the 13-month certificate will automatically renew for a term of 12-months and the 25-month certificate will automatically renew for 24-months.  Promotional rate is available for new money only. New money is defined as money not currently on deposit with the bank. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. The minimum to open the certificate of deposit is $10,000. This special is available for a limited time and is subject to change without notice.

**The promotional Annual Percentage Yield (APY) for balances $10,000.00-$24,999=0.75%, $25,000.00 -$49,999= 1.13%, $50,000.00-$99,999=1.25%, $100,000.00-$249,999 =1.38%, $250,000.00+ = 1.50% and is accurate as of 8/4/2022. Minimum balance to open is $10,000. A minimum average daily balance of $10,000 is required to avoid a $10 monthly service fee. After the 210 day promotional period, the minimum average daily balance will be $10,000. The promotional APY is locked for the first 210 days. After 7 months, the variable interest rate is subject to change and the new interest rate will be based on the account balance and the interest rate tier being offered on the Select Money Market Account. The Select Money Market account tiered interest rates in effect as of 8/4/2022 are as follows: .01- $25,000 the APY is 0.05%; $25,000.01-$99,999 the APY is 0.20%; greater than $100,000.00 is 0.40%.
 If the account is closed before 90 days, a $50 fee may be assessed. No more than a total of 6 preauthorized, telephone, ACH, check, POS or Internet transactions may be made from this account per month. Fees could reduce earnings on this account. The promotional APY is valid only for new money not currently on deposit with Warsaw Federal. Other restrictions may apply. Promotional offer subject to change without notice. Contact a branch representative for full details.