*Other fees and restrictions may apply
**Message and data rates may apply
Let’s put your money to work! This interest-earning account comes with the convenience of direct deposit and automatic payments.
Do you have your paycheck directly deposited into your current checking account? Do you pay any bills through automatic withdrawal? Then our Direct Interest Checking Account is a fit for you. This account gives you everything the Simply Free Checking Account does, plus your money earns interest for banking the way you already do.
If you’re over 50, you’ll want to check out our Advantage 50 Interest Checking option.
As of 3/19/2024
Annual Percentage Yield (APY) *** | Interest Rate *** |
---|---|
0.05% | 0.05% |
***Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.
*Other fees and restrictions may apply
**Message and data rates may apply
Earn even more interest! This account gives you our highest interest rate.
Are you looking to earn as much interest as possible? Introducing the Preferred Interest Checking Account. This account is ideal if you plan to have at least $1,500 in it at all times. When you do, you’ll earn the highest interest rate we offer on a checking account — all while enjoying the benefits of free checking.
Don’t worry if your balance falls below $1,500. You still earn our competitive interest rate.
As of 3/19/2024
Annual Percentage Yield (APY)*** | Interest Rate*** | |
---|---|---|
Balances Under $1,500 | 0.05% | 0.05% |
Balances $1,500 or more | 0.15% | 0.15% |
***Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.
*Other fees and restrictions may apply
**Message and data rates may apply
Simply Free Checking | Direct Interest Checking | Advantage 50 Interest Checking | Preferred Interest Checking | |
---|---|---|---|---|
Account Overview | A FREE account for everyone | Earn interest with the convenience of direct deposit or any automatic payment | A perfect account for customers 50 and over | An account for those interested in higher interest |
Minimum Opening Balance | $50 | $50 | $50 | $50 |
Minimum Balance Required | – | – | – | Yes |
Monthly Service Charge | – | – | – | Only $7 monthly charge if minimum daily balance falls below $1,500* |
FREE Online and Mobile Banking** | Yes | Yes | Yes | Yes |
Free eStatements | Free box of checks | Free box of checks | Free checks for life | Free checks for life |
FREE Debit Card | Yes | Yes | Yes | Yes |
APY*** | .00% | .05% | .05% | Balances under $1,500 – 0.05%; Balances $1,500 or more – 0.15% |
Interest Rate*** | .00% | .05% | .05% | Balances under $1,500 – 0.05%; Balances $1,500 or more – 0.15% |
*Monthly Service Charge will be assessed if balance falls below the Minimum Daily Balance Requirements anytime during the statement period.
**Message and data rates may apply. Check with your cellular carrier for details.
***Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.
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