Tom McHugh joined Warsaw Federal as a Mortgage Loan Originator in 2019. Tom prides himself on being able to help make what can be a complicated process easier by guiding his customers through the mortgage journey. He also works to educate borrowers on the variety of programs Warsaw Federal offers to help them choose the right solution for their needs. He specializes in multiple types of loans, including conventional, first-time homebuyers, VA, FHA and USDA. He is a member of the Cincinnati Area Board of Realtors. Tom received a Bachelor of Business Administration in finance and marketing from the University of Cincinnati. He is a Lean Six Sigma Black Belt.