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Current Rates

Current Rates

 

Current Rates

Rates are effective as of Monday July 30, 2018. Rates are subject to change at any time without notice.

Certificates of Deposit

TermInterest RateAPY*Minimum Deposit to
Open Account
6 Months1.33%1.35%$500
9 Months1.33%1.35%$1000
1 Year1.52%1.55%$1,000
15 Months1.62%1.65%$1,000
18 Months1.96%2.00%$1,000
2 Years2.06%2.10%$1,000
30 Months2.11%2.15%$1,000
3 Years2.16%2.20%$1,000
4 Years2.25%2.30%$1,000
5 Years2.30%2.35%$1,000
Substantial penalties for early withdrawals on all certificate accounts. *Annual Percentage Yield assumes interest remains on deposit until maturity.

Savings Account • Statement Savings

Statement SavingsInterest RateAPYMinimum Avg. Daily
Balance to Earn
0.10%0.10%less than $10,000
0.15%0.15%$10,000– $49,999.
0.25%0.25%$50,000-$99,999
0.35%0.35%$100,000 and up
*The interest rate is variable and may change after the account is opened.

Checking Accounts

AccountInterest RateAPY*Minimum Avg. Daily
Balance to Earn
Basic Checking*No InterestMinimum Balance $50
Premium NOW**0.15%0.15%$250+

*If the average daily account balance falls below the minimum balance of $50 a fee of $500 will be assessed **If the average daily account balance falls below $250 the interest rate will be 0.05% with an APY of 0.05% and a fee of $5.00 will be assessed

MORTGAGES Please call 513-258-0899 for current interest rates .



Secured Loans
The interest rate and Annual Percentage Rate will be 3% above the interest rate on the statement savings or certificate account securing the loan.

The interest rate is based upon qualification

IRA • Individual Retirement Account

IRAs compound daily.
TermInterest RateAPY*Minimum Deposit
to Open Account
1 Year1.52%1.55%$50
15 months1.62%1.65%$50
18 Months1.96%2.00%$50
2 years2.06%2.10%$50
30 Months2.11%2.15%$50
3 years2.16%2.20%$50
4 years2.25%2.30%$50
5 years2.30%2.35%$50