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Current Rates

Current Rates

 

Current Rates

Rates are effective as of Monday, April 23 2018. Rates are subject to change at any time without notice.

Certificates of Deposit

TermInterest RateAPY*Minimum Deposit to
Open Account
6 Months0.74%0.75%$500
1 Year0.98%1.00%$1,000
15 Months1.08%1.10%$1,000
18 Months1.08%1.10%$1,000
2 Years1.08%1.10%$1,000
30 Months1.08%1.10%$1,000
3 Years1.28%1.30%$1,000
4 Years1.59%1.62%$1,000
5 Years2.01%2.05%$1,000
Substantial penalties for early withdrawals on all certificate accounts. *Annual Percentage Yield assumes interest remains on deposit until maturity.

Savings Account • Statement Savings

AccountInterest RateAPY*Minimum Avg. Daily
Balance to Earn
Statement Savings0.10%0.10% $50 – $9,999.
0.15%0.15%$10,000 – $49,999.
0.25%0.25%$50,000 – $99,999.
0.35%0.35%$100,000+
Minimum deposit to open an account is $50. If average daily balance falls below $50 a monthly fee of $5 will be assessed.

Checking Accounts

AccountInterest RateAPY*Minimum Avg. Daily
Balance to Earn
Basic Checking0.00%0.00%N/A
Premium NOW0.15%0.15%$250+

Basic Now checking accounts require a minimum deposit of $50.00. Premium Now checking accounts require a minimum deposit of $250.00. The rate may change after opening an account. Fees can reduce the APY on an account. If average daily balance falls below $50.00 a monthly fee of $5.00 will be assessed.

MORTGAGES Please call 513-258-0899 for current interest rates .



Secured Loans
The interest rate and Annual Percentage Rate will be 3% above the interest rate on the statement savings or certificate account securing the loan.

The interest rate is based upon qualification

IRA • Individual Retirement Account

TermInterest RateAPY*Minimum Deposit
to Open Account
1 Year0.89%1.00%$50
13 months1.08%1.10%$50
18 Months1.08%1.10%$50
2 years1.08%1.10%$50
30 Months1.08%1.10%$50
3 years1.28%1.30%$50
4 years1.59%1.62%$50
5 years2.00%2.05%$50