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FHA Loans

FHA Loans

FHA Loans Make It Easier to Purchase the Home of Your Dreams
Application to Closing 60% Faster With an FHA Mortgage from Warsaw Federal

The Federal Housing Administration home loan program is designed to help people who might not qualify for standard mortgages purchase the home of their dreams. Terms for FHA mortgages are more generous than terms for standard mortgages.
FHA loan features can include:

  • Lower interest rates
  • As little as 3.5 percent down payment
  • Allowing your entire down payment to be a gift
  • Allowing lower credit scores
  • Fixed and adjustable rate mortgages (ARMs)
  • Rate protection so your ARM interest rate won’t go up too quickly
  • Fixed rate loan terms of your choice, from 8–30 years
  • Loans for purchase or refinance

Warsaw Federal Processes VA Loans 60% Faster

If you’ve been putting off purchasing a home, or you’re paying a higher interest rate and your financial situation has changed, an FHA mortgage may be the opportunity you’ve been waiting for.

Many lenders take up to seven weeks to process FHA loans. Not Warsaw Federal. Our average time from application to closing is less than a month. Get your FHA mortgage from Warsaw Federal and move in to your dream home sooner.

Apply Online for Faster FHA Mortgage Approval
Start today. Make your home search more efficient by getting preapproved for your FHA loan.

Apply right here so you can start shopping with confidence for your dream home.

All loan features are based upon a home value of $150,000, loan amount of $154,950 with a principal and interest payment of $762.26 and an APR of 4.658%