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Conventional Loans

  • Competitive rates to buy your home
  • Quick, local decision-making and processing
  • Fixed rate mortgages, adjustable rate mortgages, and first-time homebuyer program available
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FHA Loans

  • Lower interest rates to purchase or refinance
  • Down payments as low as 3.5%
  • Lower credit scores may be accepted
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VA Loans

  • No down payment needed
  • No private mortgage insurance
  • Lower credit scores permitted
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USDA Loans

  • Lower interest rates to purchase and improve property in non-urban areas
  • No down payment
  • No cash reserves required
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The HomeReady Program

  • Non-borrower income may be considered as part of your application
  • Outside income allowed to pay off your loan
  • Low down payment
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Welcome Home Grants

  • Grants available for up to $5,000
  • Use grants for your down payment or closing costs
  • You never have to pay it back
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Mortgage Loan Officers

Meet our dedicated team of home mortgage lenders: Nick Schwegman, Tom McHugh, TR Wise and  Kevin McKeehan.

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