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Bring your dream of buying a home to life with help from family, friends, and Warsaw Federal.

Key Features

  • Competitive Rates
  • Low Down Payment
  • Quick Decisions
  • Local Processing
  • Non-Borrower Income Allowed: A family member’s or roommate’s income may be considered — giving your loan application a boost
  • Outside Income Allowed: Someone who won’t live with you can share the loan, a parent for example
  • Gifts Allowed for Down Payment: Gifts, grants, and other sources are allowed for your down payment and closing costs
  • Low Down Payment: The HomeReady Program features a low down payment option — ask Warsaw Federal for details
  • First-Time Buyer Not Required: Unlike other programs that are only available to people buying their first home, HomeReady is for anyone who meets program requirements
  • Guidance for New Homeowners: HomeReady includes a course that shows you what you need know and what you need to do as a new homeowner

At your service, on your side