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APY = Annual Percentage Yield. Rates effective as of July 30, 2018. Fees may reduce earnings.

Certificates of Deposit Learn More

Term Interest Rate APY* Minimun Deposit to Open Account
6 Months 1.33% 1.35% $500
9 Months 1.33% 1.35% $1,000
1 Year 1.52% 1.55% $1,000
15 Months 1.62% 1.65% $1,000
18 Months 1.96% 2.00% $1,000
2 Years 2.06% 2.10% $1,000
30 Months 2.11% 2.15% $1,000
3 Years 2.16% 2.20% $1,000
4 Years 2.25% 2.30% $1,000
5 Years 2.30% 2.35% $1,000 

Substantial penalties for early withdrawals on all certificate accounts.

*The Annual Percentage Yields assume interest remains on deposit until maturity. A withdrawal will reduce earnings. All Interest Rates and Annual Percentage Yields, except the Variable IRA Rate, are determined by this institution and are not tied to any index. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will begin to accrue on the business date in which the deposit is made. Certificates subject to penalty for early withdrawal. Interest will begin to accrue on the business date in which the deposit is made.

Checking Accounts

Account Interest Rate APY* Minimum Avg. Daily
Balance to Earn
Basic Checking* No Interest  N/A Minimum Balance $50
Premium NOW** 0.15% 0.15% $250+

*If the average daily account balance falls below the minimum balance of $50 a fee of $5.00 will be assessed **If the average daily account balance falls below $250 the interest rate will be 0.05% with an APY of 0.05% and a fee of $5.00 will be assessed

MORTGAGES Please call 513-258-0899 for current interest rates .



The interest rate is based upon qualification

Savings Account • Statement Savings Learn More

Interest Rate APY Minimum Avg. Daily Balance to Earn
0.10% 0.10% less than $10,000
0.15% 0.15% $10,000 - $49,999
0.25% 0.25% $50,000 - $99,999
0.35% 0.35% $100,000 and up

*The interest rate is variable and may change after the account is opened. 

IRA • Individual Retirement Account Learn More

Term Interest Rate APY* Minimum Deposit to Open Account
1 year 1.52% 1.55% $50
15 months 1.62% 1.65% $50
18 months 1.96% 2.00% $50
2 years 2.06% 2.10% $50
30 months 2.11% 2.15% $50
3 years 2.16% 2.20% $50
4 years 2.25% 2.30% $50
5 years 2.30% 2.35% $50
IRAs compound daily.
 
*The Annual Percentage Yields assume interest remains on deposit until maturity. A withdrawal will reduce earnings. All Interest Rates and Annual Percentage Yields, except the Variable IRA Rate, are determined by this institution and are not tied to any index. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will begin to accrue on the business date in which the deposit is made. Certificates subject to penalty for early withdrawal. Interest will begin to accrue on the business date in which the deposit is made.

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